銀行交易的場景主要以銀行提供的服務項目為主，包括開戶頭、存款、提款、貨幣兌換等信息。

1）常用詞匯
bank book/pass book存折              open an account開戶
earn interest賺取利息                 savings account儲蓄存款帳戶
current account活期存款帳戶           check/cheque  account支票帳戶
deposit account定期存款帳戶           annual interest rate年利率
monthly savings account按月計息帳戶    daily interest account按天計息帳戶
instant account速成戶頭                service charge服務費/手續費
signature card簽名卡                  draw/withdraw提款 
order check/cheque記名支票            rubber check/cheque空頭支票
blank check/cheque空白支票            exchange rate匯率
denomination=face value面額           four in hundred四張一百元面額
give the money in fives/tens換成五元或十元面額
bill鈔票                             change零錢
cash現金                            password/code密碼
amount in figures小寫金額              amount in words大寫金額
credit card信用卡                 the balance of your bank account帳戶余額 
traveler’s check/chque旅行支票         coin硬幣
penny便士                          nickel（美、加）的五分硬幣
dime（美、加）的十分硬幣           unit 貨幣單位                    
value/worth面值                     ounce盎司1/16磅                   
commercial/merchant bank商業銀行     full refund全額償還
extension延期                       overdraw/overdraft透支
rebate回扣                          payday發薪日
pay slip/envelop薪水單               a princely sum(an excessive amount)巨款
mortgage抵押                       by installment分期付款
apply for/grant_______a loan申請/批準貸款
debt債務                           collateral擔保物
fill out/in填寫                       chquebook/checkbook支票簿
loan貸款                           joint account聯名帳戶
expense account公款支付帳戶         cashier收銀員
teller銀行職員                      statement對帳單
money order匯票                    accountant會計                
A.T.M自動取款機
2）常用句型
I’d like to open a_____________account.
I’d like to check the present balance in ___________account.
I’d like to apply for a personal loan.
I’d like to change(兌換)___________for_____________.
What’s the current rate?
How would you like to receive your change（零錢）?

還有時常會考到銀行的開放時間，一般是幾點到幾點？還有周末或許不同（注意）