銀行交易的場景主要以銀行提供的服務項目為主，包括開戶頭、存款、提款、貨幣兌換等信息。

1）常用詞匯

bank book/pass book存折              open an account開戶

earn interest賺取利息                 savings account儲蓄存款帳戶

current account活期存款帳戶           check/cheque  account支票帳戶

deposit account定期存款帳戶           annual interest rate年利率

monthly savings account按月計息帳戶    daily interest account按天計息帳戶

instant account速成戶頭                service charge服務費/手續費

signature card簽名卡                  draw/withdraw提款

order check/cheque記名支票            rubber check/cheque空頭支票

blank check/cheque空白支票            exchange rate匯率

denomination=face value面額           four in hundred四張一百元面額

give the money in fives/tens換成五元或十元面額

bill鈔票                             change零錢

cash現金                            password/code密碼

amount in figures小寫金額              amount in words大寫金額

credit card信用卡                 the balance of your bank account帳戶余額

traveler’s check/chque旅行支票         coin硬幣

penny便士                          nickel（美、加）的五分硬幣

dime（美、加）的十分硬幣           unit 貨幣單位                   

value/worth面值                     ounce盎司1/16磅                  

commercial/merchant bank商業銀行     full refund全額償還

extension延期                       overdraw/overdraft透支

rebate回扣                          payday發薪日

pay slip/envelop薪水單               a princely sum(an excessive amount)巨款

mortgage抵押                       by installment分期付款

apply for/grant_______a loan申請/批準貸款

debt債務                           collateral擔保物

fill out/in填寫                       chquebook/checkbook支票簿

loan貸款                           joint account聯名帳戶

expense account公款支付帳戶         cashier收銀員

teller銀行職員                      statement對帳單

money order匯票                    accountant會計               

A.T.M自動取款機

常用句型

I’d like to open a_____________account.

I’d like to check the present balance in ___________account.

I’d like to apply for a personal loan.

I’d like to change(兌換)___________for_____________.

What’s the current rate?

How would you like to receive your change（零錢）?

還有時常會考到銀行的開放時間，一般是幾點到幾點？還有周末或許不同（注意）